Collect payments on LOOP
Till, PDQ, or ERP.
LOOP BIZ Loans
Working Capital at the Speed of Your Business.
Your LOOP transaction history is your credit application. No queues, forms, no branch visits. No waiting.
LOOPBIZ TERM LOAN
3 TO 36 MONTHS
Upto
KES
KES
3,000,000
-
Auto-assessed after 90 days of activity
-
Overdraft and Quick Loan: KES 1K – 500K
-
Credit is subject to approval.
How it works
How your transactions
qualify you for credit.
Every payment collected on LOOP builds a real-time financial profile — replacing bank statements, collateral, and branch visits. Transact more, borrow more, automatically.
90 days of activity
Builds your credit profile.
Auto-assessed
Apply digitally — no branch visit.
Transact more, borrow more
Your credit limit grows automatically.
Find your fit
Choose your loan product.
| Product | LOOP BIZ Overdraft | LOOP BIZ Term Loan | LOOP BIZ Quick Loan |
|---|---|---|---|
| Amount | KES 1K – 500K | Up to KES 3,000,000 | KES 1K – 500K |
| Term | 1-month revolving | 3 to 36 months | 1, 5, 10, 20, or 30 days |
| Best for | Daily float, supplier payments, cash flow gaps. Credit limit grows with your transaction activity. | Refurbishment, bulk stock, expansion. Loan top-up available mid-tenure — no need to reapply. | Flash sales, emergency restock, short-cycle trade. Cash in your account in minutes. |
Auto-assessed from your LOOP transaction history. Credit is subject to approval.
Built for real business needs
Built for real cash flow gaps.
Restocking before a busy weekend
Quick LoanCovering a slow week without dipping into personal savings
OverdraftFunding expansion or bulk stock discounts
Term LoanMerchant stories
What merchants are saying
“My credit limit grew on its own. I never filled a loan form.”— Kofi Owusu
Electronics · Mombasa
FAQs
Frequently asked questions
How do I get credit?
Build your transaction history using LOOP BIZ
and check which financing options are available
to your business. Approval and limits depend
on the applicable eligibility criteria.
What is LOOP BIZ?
LOOP BIZ provides business payment tools and
related services to support merchants.
Can I start small and add more later?
You can explore the available LOOP BIZ products
and services as your business needs change.
Individual product eligibility applies.
Credit works best
backed by strong sales data.
LOOP BIZ+
Get AI inventory + real-time sales insights so your credit profile stays strong.
See LOOP BIZ+ →
Why wait to invest in your business?
